Indian Overseas Bank Holidays List 2023

In India, a bank holiday is considered to be a public holiday. But, all public holidays cannot be considered to be as bank holidays. All the bank holidays are declared by Central / State Governments / Union Territories under NI (Negotiable Instruments) Act. Each and every bank shall follow the guidelines issued by The Reserve Bank of India (RBI) with respect to the list of bank holidays released by them every year. 

Each and every state in India in the significance of its cultural and religious diversity has local festivals and therefore the list of Indian Overseas Bank holidays differs from one state to another. Also, the Indian Overseas Bank remains closed every 2nd and 4th Saturday and all Sunday of every month.

Let’s check the list of Indian Overseas Bank holidays in 2023 released by the Reserve Bank of India.

If a customer wants to check his/ her recent transactions on a bank holiday, the same can be done by getting the IOB mini statement by calling on IOB Mini Statement Number i.e. 8424 022 122, and then an SMS would be received containing the last 5 transactions.

If a customer wants to know his/ her account balance on a bank holiday, the same can be done by calling on IOB Balance Check Number i.e. 9289 922 2029 from the registered mobile number after which the call would automatically get disconnected.  Then an SMS would be received containing the account balance.